Western New York & Florida Edition
When you’re ready for a new home, the first big question is:
Should you buy an existing home or build a custom one?
At Mōdish Custom Homes, we know this decision is more than just numbers—it’s about lifestyle, long-term value, and getting what you really want out of your next home. Let’s look at how the costs compare in Western New York and Florida.
🏠 The Cost of Buying an Existing Home
In Western New York (Buffalo Area)
Average Price: $230–$260 per sq ft
Renovation Potential: Common updates include kitchens, bathrooms, and mechanicals
Considerations: Aging systems, energy inefficiency, limited layout flexibility
In Florida
Average Price: $250–$350 per sq ft (higher near coastal markets)
Hidden Costs: Flood insurance, hurricane repairs, outdated A/C systems
Inspection Surprises: Moisture damage, foundation issues, outdated wiring
Pros of Buying:
Faster move-in
Easier financing
More inventory in some areas
🏗️ The Cost of Building a Custom Home
In Western New York
Build Cost: $300–$450 per sq ft
Advantages:
Energy-efficient systems
Radiant floor heating
Modern, flexible layouts
Land Costs: Often more affordable in rural or suburban towns
In Florida
Build Cost: $275–$425 per sq ft
Key Features:
Hurricane-rated windows & roofs
Elevated foundations in flood zones
Reflective roofing & efficient HVAC
Land Costs: Higher near desirable coastal regions
Pros of Building:
Custom design and finishes
Better energy efficiency
Warrantied systems and components
📊 Side-by-Side Comparison
| Factor | Western NY (Buffalo Area) | Florida (Coastal/Suburban) |
|---|---|---|
| Buy Existing | $230–$260/sq ft | $250–$350/sq ft |
| Build Custom | $300–$450/sq ft | $275–$425/sq ft |
| Design Control | High | High |
| Climate Concerns | Insulation, snow loads | Hurricane resistance, humidity |
| Time to Build | 8–12 months | 10–14 months |
| Land Prices | Moderate to Low | Moderate to High |
| Resale Potential | Strong | Strong |
💡 What Should You Choose?
Buy an Existing Home if:
✅ You want to move quickly
✅ You’re okay with renovation projects
✅ You’ve found the right neighborhood and price
Build a Custom Home if:
✅ You want control over every detail
✅ You’re thinking long-term
✅ You value energy efficiency and modern systems
🧭 Thinking About Building in Florida or New York?
At Mōdish Custom Homes, we specialize in guiding clients through smart decisions—whether it’s building in Western New York or exploring the potential of building in Florida.
📞 Let’s talk about your goals and explore your options.
We’re happy to provide estimates, review land choices, and even help you adapt a design to meet Florida hurricane standards or New York’s energy codes.
👉 Contact Us Today
modishcustomhomes.com/contact
Or call us at 585-687-6852
